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Document Checklist and Instructions
A properly documented loan application makes your loan process go smoothly.
This checklist will help you gather your paperwork.
- Complete and sign the residential loan application, Form 1003, and the attached
loan info sheet, credit authorization and fair lending notice. Page 4 of the application
is a continuation page in case you need additional space for your assets or liabilities.
If you make a mistake while filling out the application cross it out, and make
a change. Do NOT use whiteout.
- If you are salaried: provide W-2's for the previous two years and one
month of paystubs. If you are self-employed, provide tax returns for the
previous two years, including all schedules, and a YTD profit and loss statement.
(Note: provide copies of all requested documents. Do not provide original documents.)
- If you own rental property, provide recent rental agreements and tax returns
for the previous two years, including all schedules.
- To speed up the approval process, provide bank statements for the most recent
three months, and recent statements for stock, mutual funds and IRA/401K accounts.
- If you are requesting a cash out refinance, provide a letter explaining how
you will use the refinance proceeds.
- If applicable, provide a copy of your divorce decree and settlement agreement.
- If you are NOT a US citizen, provide a copy of your green card (front &
back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
- If any borrower has filed bankruptcy, provide the Discharge Notice, Filing
and Schedule of Creditors.
- If you are applying for a home equity line of credit or loan (second loan),
also include your first mortgage note. (This should be with your closing loan
documents.)
 Golden Mortgage, Inc. - P.O. Box 857 - Morgantown, PA 19543 Office Phone: (610) 913-0885 Fax: (610) 913-1334
Call us or email us at info@goldenmortgageinc.com for all of your Pennsylvania mortgage and refinance needs.
Servicing all counties in the state of Pennsylvania including: Chester County, Berks County, Lancaster County, Delaware County, Montgomery County, Bucks County, Philadelphia County, Lebanon County, Lehigh County, York County, Schuylkill County, North Hampton County, Carbon County, Monroe County, Luzerne County, Pike County, Lackawanna County, Wayne County, Susquehanna County, Wyoming County, Bradford County, Dauphin County, Northumberland County, Columbia County, Sullivan County, Adams County, Cumberland County, Perry County, Juniata County, Mifflin County, Snyder County, Union County, Lycoming County, Tioga County, Potter County, Clinton County, Centre County, Huntingdon County, Fulton County, Franklin County, Allegheny County, & Erie County just to name a few.
You do not need to come to our office for closing. We will coordinate closing in an office near you. Every effort will be made to make obtaining your PA mortgage or refinance as smooth and convenient as possible.
Licensed by the PA Department of Banking
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